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Money, debt and benefit advice

If you've debt, money or work worries, it's important you and your family access the right support at the right time.

Foodbanks

Here's a list of some of the foodbanks in Rochdale borough:

How do foodbanks work? You need a voucher to use a foodbank. You can get a voucher from your doctor, health visitor, social worker, local citizens advice or charity organisation. Your local foodbank can provide emergency food for at least 3 days.

Join a food club

We've given money to a charity to run a food club for families struggling to buy groceries during the coronavirus pandemic.

​​​​​Benefits a​dvice

Money​ advice

Financial help in an emergency

  •  Discretionary Crisis Fund - if the unexpected happens and you suddenly find yourself in difficulties, you may get help through the Discretionary Crisis Fund.
  • Discretionary Housing Payments - an emergency payment to help you with your rent or housing costs.
  • Don't use loan sharks, they're illegal moneylenders who often charge very high interest rates. Find out more about spotting or reporting loan sharks.
  • Don't get into debt you can’t manage. Too much debt can cause problems in the long term so take care when thinking about a loan. Make sure that you can afford to keep up the repayments and that the interest rate is affordable.
  • Take the Money Advice Service debt test - to find out how likely you are to have problems with your borrowing over the next year or so.
  • Fair For Yo​u - a ​registered charity that helps people from lower income families gain access to affordable credit to purchase goods for the home.​ You buy directly from the manufacturer and take out a loan from Fair For You, t​hen pay later in weekly, fortnightly or​ monthly instalments.

​​​Housing advice

​​​​​​​​Employment and training a​​dvice

Organisations who may be able to help

Ways to save money

Things to do and see in Rochdale on a budget