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Money, debt and benefit advice

If you've got debt, money or work worries, it's important you and your family access the right support at the right time.

Food clubs and schemes

There are a few different food clubs and schemes in the borough.

Food clubs

We've given money to a charity to run a food club for families struggling to buy groceries during the coronavirus pandemic.

Healthy Start scheme

If you’re pregnant or have a child under the age of 4, you may qualify for help to buy basic foods.


You need a voucher to use a foodbank. You can get a voucher from your doctor, health visitor, social worker, local citizens advice or charity organisation. Your local foodbank can provide emergency food for at least 3 days.

Here's a list of some of the foodbanks in Rochdale borough:

​​​​​Benefits a​dvice

Money​ advice

Financial help in an emergency

  •  Discretionary Crisis Fund - if the unexpected happens and you suddenly find yourself in difficulties, you may get help through the Discretionary Crisis Fund.
  • Discretionary Housing Payments - an emergency payment to help you with your rent or housing costs.
  • Don't use loan sharks, they're illegal moneylenders who often charge very high interest rates. Find out more about spotting or reporting loan sharks.
  • Don't get into debt you can’t manage. Too much debt can cause problems in the long term so take care when thinking about a loan. Make sure that you can afford to keep up the repayments and that the interest rate is affordable.
  • Take the Money Advice Service debt test - to find out how likely you are to have problems with your borrowing over the next year or so.
  • Fair For Yo​u - a ​registered charity that helps people from lower income families gain access to affordable credit to purchase goods for the home.​ You buy directly from the manufacturer and take out a loan from Fair For You, t​hen pay later in weekly, fortnightly or​ monthly instalments.

​​​Housing advice

​​​​​​​​Employment and training a​​dvice

Organisations who may be able to help

Ways to save money

Things to do and see in Rochdale on a budget